Narrative
The feast arrives in one transfer. The famine is already scheduled.
Take a client who just had their best financial month ever. A TV came in, £3,500 in one transfer. The balance looks unreal. It feels like security.
Then look at the next four months. No tour. No session work booked. No due until winter. The account drains at the same pace it always does (rent, bills, gear insurance, software subscriptions) while the income side sits silent. That gap is the problem this episode teaches an adviser to manage.